Medicare Advantage Plans
More Coverage. More Benefits. Often at $0 Premium
Medicare Advantage plans give you everything Original Medicare covers — plus extras like dental, vision, hearing, and fitness benefits. I’ll help you find the right one for your doctors, your medications, and your budget.
Why Choose a Medicare Advantage Plan:
- Get comprehensive coverage in one plan
- Access benefits original Medicare doesn’t cover
- Often includes lower out-of-pocket costs
THE BASICS
What is Medicare Advantage?
All-in-One Coverage That Goes Beyond Original Medicare
Medicare Advantage (Part C) is offered by private insurers approved by Medicare. Most plans bundle hospital, medical, and prescription coverage together — and add benefits Original Medicare simply doesn’t cover, like dental, vision, hearing, and fitness programs.
Most Medicare Advantage plans include:
- Hospital coverage (Part A)
- Medical coverage (Part B)
- Prescription drug coverage (Part D) – built right in
- Dental, Vision, and hearing benefits
- Fitness programs like SilverSneakers
- Transportation to medical appointments (many plans)
- Over-the-counter allowances for health products
And the part that surprises most people: many Medicare Advantage plans have a $0 monthly premium. You still pay your Medicare Part B premium, but the plan itself costs nothing extra.
Is it Right for you?
Whether Medicare Advantage makes sense for you comes down to your doctors, your medications, and how you use your coverage. The $0 plan isn’t always the best plan. The plan your neighbor has isn’t necessarily right for you.
There are details that are easy to miss on your own — and getting them wrong can be costly. That’s exactly what I help sort out.
Not sure whether Medicare Advantage or Medicare Supplement makes more sense? That’s the most important question — and the one I help answer every day.
Frequently Asked Questions
Also called Medicare Part C, a Medicare Advantage plan is an all-in-one alternative to Original Medicare, offered by private insurance companies approved by Medicare. Most plans include hospital, medical and prescription drug coverage, and many add extras like dental, vision and hearing benefits.
Yes. You continue paying your Medicare Part B premium, plus any premium your plan charges. Many Medicare Advantage plans have a $0 monthly premium.
Most Medicare Advantage plans use provider networks (HMOs or PPOs). Before you enroll, I check that your doctors, specialists and hospitals are in the plan’s network.
You can join or switch during the Annual Enrollment Period (October 15 – December 7). If you’re already in a Medicare Advantage plan, you can also make one change during the Medicare Advantage Open Enrollment Period (January 1 – March 31). Certain life events can qualify you for a Special Enrollment Period.
Related services: Medicare Supplement Plans · Prescription Drug Plans (Part D) · Dental & Vision Insurance
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Tell me a little about what you need and I’ll reach out personally — usually within one business day. Prefer to talk now? Call (401) 413-4183.
PLEASE NOTE: This Consent to Contact Form is optional. Submitting this optional form does NOT obligate you to enroll in a plan, affect your current or future Medicare enrollment, or automatically enroll you in a plan. By completing this form, your information will be provided to Ellen Daniels, a licensed insurance agent. You may be contacted by Ellen Daniels who is a licensed and certified representative of Medicare Advantage organizations and/or stand-alone Prescription Drug Plans. Each of the organizations they represent has a Medicare contract. Not affiliated nor endorsed by Medicare or any government agency.